Stamp duty calculator
Estimate the stamp duty (transfer duty) on a property purchase in your state. It is usually the biggest upfront cost after the deposit.
This is on top of your deposit and other buying costs.
Indicative estimate only, for general information and not financial or legal advice. It uses standard residential transfer-duty rates and excludes first-home concessions and exemptions, foreign-buyer surcharges, and any concession for a principal place of residence. Rates change and are indexed, so confirm with your state revenue office. Other states and territories are not yet covered. Last checked June 2026.
What stamp duty is
Stamp duty, more correctly transfer duty, is a state tax on buying property, paid by the buyer, usually within a few months of exchange. On a typical home it runs into the tens of thousands, which is why it belongs in your budget from day one. The detail is in how stamp duty works and our complete guide to buying property.
First home buyers pay less
Every state offers first-home stamp duty concessions or exemptions up to certain price thresholds, and these are often worth more than the First Home Owner Grant. This calculator shows the standard duty, so a first home buyer may pay considerably less. See our first home buyer guide for the schemes.
The bottom line
Use this to budget the biggest upfront cost after your deposit, then confirm the exact figure with your state revenue office or conveyancer. To plan the rest of the purchase, a tool like Your Property Guide helps.