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Most Australians overpay for insurance they do not understand and underinsure the things that would actually hurt. This guide cuts through it, car, home, landlord, health, life and income protection, each with a full breakdown.
To compare car insurance well, look past the headline premium at the cover itself: agreed versus market value, the excess, and what is included or excluded. Re-quote at renewal, because loyalty usually costs you.
Car insurance in Australia comes in four broad types, and the cheapest policy is rarely the best fit. Here is how the cover levels differ, what shapes your premium, and how to match a policy to your actual risk.