The superannuation guarantee is 12%: what it means for you
The super guarantee reached 12% in 2025 after a staged rise. For most workers that means a bigger nest egg with no action needed, but it pays to understand how it works.
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5 articles
The super guarantee reached 12% in 2025 after a staged rise. For most workers that means a bigger nest egg with no action needed, but it pays to understand how it works.
You probably have insurance inside your super without knowing it. Here is how to check what you hold, why cover can quietly lapse, and the multiple-fund trap to watch for.
Australian businesses should pick payroll software that handles STP and super correctly and matches the complexity of their awards. Here is what to weigh up before you commit.
Income protection can pay a monthly benefit if illness or injury stops you working. Here is how the cover works, how to claim, and what to do if a claim is knocked back.
TPD insurance pays a lump sum if illness or injury stops you working for good. Many Australians hold this cover inside their super without knowing. Here is how a TPD claim works, what the policy definitions mean, and the steps to lodge one.