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Many Australians are entitled to compensation after an injury and never claim it, because they do not know the avenue exists or assume it is not for them. This guide maps the main types of claim, in plain English.
You probably have insurance inside your super without knowing it. Here is how to check what you hold, why cover can quietly lapse, and the multiple-fund trap to watch for.
Income protection can pay a monthly benefit if illness or injury stops you working. Here is how the cover works, how to claim, and what to do if a claim is knocked back.
A CTP claim helps people injured in a motor vehicle accident get treatment and income support. Here is how compulsory third party cover works across Australia, who can claim, and why the time limits matter.
TPD insurance pays a lump sum if illness or injury stops you working for good. Many Australians hold this cover inside their super without knowing. Here is how a TPD claim works, what the policy definitions mean, and the steps to lodge one.
Hurt at work or made ill by your job? Workers compensation can cover medical costs, lost income and more. Here is who can claim, how the state schemes differ, and the steps to lodge.
Insurance used to be a line item small businesses did not think about. In 2026 it has become a go-or-no-go decision. The mechanism sits partly in the global reinsurance layer and partly in categories no insurer wants to write.