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11 articles
Headline inflation slowed to 3.8% in the year to June 2026, helped by cheaper petrol. Underlying inflation did not move at all, and electricity is still up more than 20%. That combination keeps the RBA's 11 August decision wide open.
The RBA has held the cash rate steady, yet a string of lenders quietly cut home loan rates in late July 2026 to fight for refinancers. Here is what moved, why it is happening, and how to check whether your loan is still competitive.
The RBA held the cash rate at 4.35% in June, but underlying inflation is edging higher and the June quarter CPI lands within days. Economists are split on whether the Reserve Bank hikes again on 11 August. Here is what is at stake for your mortgage.
Three rate rises in early 2026 pushed the cash rate back to 4.35%, its highest since 2023, wiping out last year's cuts. The RBA then held in June. Here is what the hold means for mortgage holders before the next decision in August.
When the RBA cuts the cash rate, your mortgage repayments can fall. The catch is that lenders do not always pass the full cut on, and not always quickly. Here is how to check and what to do.
An RBA rate decision is the Reserve Bank board choosing whether to move, hold or cut the cash rate. Here is how those decisions are made and how they reach your repayments, savings and the dollar.
The advertised lowest rate is rarely the one you end up paying. Here is how to read past the headline number, compare the comparison rate, weigh fixed against variable, and avoid the loyalty tax, with current Australian context.
There is no single best savings account in Australia. The right one depends on whether you can realistically meet the bonus-rate conditions month after month. Here is how to compare the ongoing rate you will actually earn, the conditions, the fees, and whether an offset would beat the lot.
A term deposit locks your money for a set period at a fixed rate, trading access for certainty. Here is how term deposit rates work in Australia, what to compare beyond the headline number, and the at-maturity rollover trap that quietly costs savers.
There is no single best card for everyone. The right pick depends on one question: do you clear the balance every month, or carry it? That answer changes everything.
Refinancing means swapping your current home loan for a new one, usually to get a lower rate or better features. Here is when it pays off, what it costs, and the step-by-step process, with current Australian figures.