First Home Guarantee: buying with a 5% deposit, no LMI
The First Home Guarantee can get you into a home with a 5% deposit and no LMI, if you meet the income and price caps. Here is how it works in 2026.
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Articles tagged LMI
Lenders Mortgage Insurance (LMI) explained, and how to avoid it
Lenders Mortgage Insurance can add a few thousand dollars to a small loan, or well past $20,000 on a big one with a tiny deposit. Here is what LMI actually is, who it protects (spoiler: not you), and the legitimate ways to dodge or shrink it.